

Wizdom Loans

Empower Your Home Ownership and
Property Investment Journey
Customized Mortgage Solutions
Advanced Loan Structuring Strategies

Authorised Credit Representative (No:555026)
​​Diploma of Finance & Mortgage Broking
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Diploma of Financial Planning
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Bachelor of Biomedical Science (with Hons)
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PhD in Life Sciences
Siva Ilancheran
With over 8 years of experience in finance and over a decade in medical research, Siva has cultivated a versatile and comprehensive skill set. Her expertise spans transformative bench-to-bedside research and the delivery of end-to-end consumer banking solutions. Siva’s professional background includes employment with a mortgage management firm and working for three of the four major banks, showcasing a breadth of banking knowledge.
​Siva provides tailored lending strategies to support clients at every stage of their property journey—from first home buyers to seasoned investors. Combining expertise in lending with research-driven insights, Siva simplifies complex scenarios through clear communication and customised loan structuring. Siva's focus areas include Non-conforming lending, Development Finance, SMSF Loans, Medico and Private Lending, and Reverse Mortgages, all designed to help clients achieve their financial and property goals with clarity and confidence.
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Originally from Singapore, Siva made the move to Australia for her education. Imbued with the values of self-education and wealth creation, she was motivated to embody these principles in her own life. Siva considers knowledge itself as a form of wealth and property investment as one of many tools for wealth creation and maintenance.
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Siva herself is a property investor. Her transition into becoming a Mortgage Broker was guided by her passion to support individuals to build wealth, including strategic property investments, and assist them to achieve the financial security they seek. Away from her professional endeavours, Siva enjoys travel and has a passion for interior decorating and small-scale renovations.
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Patterson Lakes, Vic 3197
+61 408 290 373
Services
With access to a diverse panel of over 25+ lenders, Siva supports clients in building scalable property portfolios. By offering personalised finance strategies and expert home loan structuring, Siva helps home owners and investors achieve long-term growth with confidence
Residential Lending
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Owner Occupied Buyers
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Property Investors
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First Home Buyers
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Refinances/Equity Release
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Construction Finance
Specialised Lending
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Commercial Lending
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Private Lending
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Self Managed Superfund Loans
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Reverse Mortgage Lending
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Development Finance
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Non- Conforming Lending
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​Asset Finance